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Rate and fee information

Platinum Mastercard®

  • Purchase & Transfer APR: 29.99% variable APR
  • Cash Advance APR: 29.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you

Platinum Secured

  • Purchase & Transfer APR: 29.99% variable APR
  • Cash Advance APR: 29.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you

Quicksilver Rewards

  • Purchase & Transfer APR: 0% intro APR for 15 months; 19.99% - 29.99% variable APR after that
  • Cash Advance APR: 29.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: 3% fee on the amounts transferred within the first 15 months; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you

QuicksilverOne Rewards

  • Purchase & Transfer APR: 29.99% variable APR
  • Cash Advance APR: 29.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  • Annual Membership Fee: $39

Quicksilver Rewards for Students

  • Purchase & Transfer APR: 19.99% - 29.99% variable APR
  • Cash Advance APR: 29.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you

Quicksilver Secured Rewards

  • Purchase & Transfer APR: 29.99% variable APR
  • Cash Advance APR: 29.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you

Savor Rewards

  • Purchase & Transfer APR: 19.99% - 29.99% variable APR
  • Cash Advance APR: 29.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  • Annual Membership Fee: $95

SavorOne Rewards

  • Purchase & Transfer APR: 0% intro APR for 15 months; 19.99% - 29.99% variable APR after that
  • Cash Advance APR: 29.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: 3% fee on the amounts transferred within the first 15 months; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you

SavorOne Rewards for Students

  • Purchase & Transfer APR: 19.99% - 29.99% variable APR
  • Cash Advance APR: 29.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you

Venture X Rewards

  • Purchase & Transfer APR: 19.99% - 29.99% variable APR
  • Cash Advance APR: 29.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  • Annual Membership Fee: $395

Venture Rewards

  • Purchase & Transfer APR: 19.99% - 29.99% variable APR
  • Cash Advance APR: 29.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  • Annual Membership Fee: $95

VentureOne Rewards

  • Purchase & Transfer APR: 0% intro APR for 15 months; 15.99% - 25.99% variable APR after that
  • Cash Advance APR: 25.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: 3% fee on the amounts transferred within the first 15 months; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you

UTA Walmart Rewards® Mastercard®

  • Purchase & Transfer APR: 19.48% or 29.99%variable APR
  • Cash Advance APR: 29.99% variable APR
  • Transfer Fee: No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  • Cash Advance Fee:Either $3 or 3% of the amount of each cash advance, whichever is greater

Walmart Rewards® Card

  • Purchase APR:29.99% variable APR
  • Transfer APR and Cash Advance APR: Not applicable
  • Transfer Fee and Cash Advance Fee: Not applicable

Pottery Barn Key Rewards Visa, Williams Sonoma Key Rewards Visa, West Elm Key Rewards Visa, Key Rewards Visa

  • Purchase & Transfer APR:30.24% variable APR
  • Cash Advance APR:30.24% variable
  • Transfer Fee:No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  • Cash Advance Fee:Either $5 or 5% of the amount of each cash advance, whichever is greater

Pottery Barn Key Rewards Card, Williams Sonoma Key Rewards Card, West Elm Key Rewards Card, Key Rewards Card

  • Purchase APR:31.24% variable APR
  • Transfer APR, Cash Advance APR: Not applicable
  • Transfer, Cash Advance Fee: Not applicable

Spark 2% Cash Plus

  • Minimum Payment: The minimum payment due is the New Balance as indicated on your statement
  • Transfer Fee: Not Applicable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $150 annually

Spark 1.5% Cash Select - Excellent Credit

  • Purchase & Transfer APR: 18.49% - 24.49% variable APR
  • Cash Advance APR: 32.24% variable APR
  • Transfer Fee: None
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater

Spark 1.5% Cash Select - Good Credit

  • Purchase APR: 0% intro APR for 12 months; 21.24% - 29.24% variable APR after that
  • Transfer APR: 21.24% - 29.24% variable APR
  • Cash Advance APR: 32.24% variable APR
  • Transfer Fee: None
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater

Spark Classic

  • Purchase & Transfer APR: 29.99% variable APR
  • Cash Advance APR: 30.74% variable APR
  • Transfer Fee: None
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater

Venture X Business

  • Minimum Payment: The minimum payment due is the New Balance as indicated on your statement
  • Transfer Fee: Not Applicable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $395 annually

Spark 2X Miles

  • Purchase & Transfer APR: 26.24% variable APR
  • Cash Advance APR: 32.24% variable APR
  • Transfer Fee: None
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $0 intro for the first year, $95 after that

Spark 1.5X Miles Select

  • Purchase & Transfer APR: 18.49% - 24.49% variable APR
  • Cash Advance APR: 32.24% variable APR
  • Transfer Fee: None
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater

Bass Pro Shops and Cabela's CLUB Business Mastercard®

  • Purchase & Transfer APR for purchases at Bass Pro Shops and Cabela's: 7.99% APR
  • Purchase & Transfer APR for other purchases and transfers: 20.49% - 32.24% variable APR
  • Cash Advance APR: 32.24% variable
  • Transfer Fee: No Transfer Fee on transfers at Transfer APR
  • Cash Advance Fee: Either $3 or 3% of the amount of each cash advance, whichever is greater

Cabela’s CLUB® Card

  • Purchase APR for purchases at Bass Pro Shops and Cabela's:9.99% APR
  • Purchase & Transfer APR for other purchases and transfers: 20.49% - 32.24% variable APR
  • Cash Advance APR:32.24% variable
  • Transfer Fee: No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater

Bass Pro Shops® CLUB Card

  • Purchase APR for purchases at Bass Pro Shops and Cabela's: 9.99% APR
  • Purchase & Transfer APR for other purchases and transfers: 20.49% - 32.24% variable APR
  • Cash Advance APR: 32.24% variable APR
  • Transfer Fee:No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  • Cash Advance Fee:Either $5 or 5% of the amount of each cash advance, whichever is greater

REI Co-op® Mastercard®

  • Purchase APR: 19.24% - 30.24% variable APR Transfer APR: 19.24% - 30.24% variable APR
  • Cash Advance APR: 30.24% variable APR
  • Transfer Fee: No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater

1    Some activity may continue with Card Lock, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime, and certain other exempted transactions.